1705 Church Point Ct Aberdeen, MD 21001
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About this home
Welcome to 1705 Church Point Court – a rare waterfront gem tucked away on a quiet cul-de-sac! Built in 2002 and lovingly maintained by its original owners, this 4 level home offers over a half-acre of beautiful property with water access and community amenities. Step inside to find hardwood floors, ceramic tile, and an inviting gas fireplace with remote. The gourmet kitchen boasts granite countertops, a large island, stainless steel appliances, and plenty of space for entertaining. From the kitchen, step out onto the expansive 2-level Trex deck overlooking the water—perfect for relaxing or hosting gatherings. The spacious master suite features vaulted ceilings, a walk-in closet, and a luxurious bath with a jetted soaking tub. With 3 bedrooms and 2 full baths upstairs, plus a finished lower level offering a 4th bedroom, half bath (with rough-in for a shower), and even potential for a 5th bedroom, this home adapts easily to your needs. Other highlights include: * Covered front porch & 2-car garage * Gated community pier for boating & fishing * filtration system * Storage shed for extra space Enjoy the peace of cul-de-sac living with the bonus of water access, all within a sought-after community. Don’t miss this unique opportunity to own a waterfront property that combines comfort, convenience, and charm.
Source: BRIGHT #MDHR2046620
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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