1708 Lighthouse Pointe Dr Gulf Breeze, FL 32563
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About this home
Waterfront neighborhood Pool Home! New Roof! 2024 Impact Windows! Impact Doors! Carport for Boat or RV! 4 Bedroom home in Lighthouse Pointe, a waterfront community in Gulf Breeze that features a waterfront recreation area, Tot Park, fishing pier, underground utilities and sidewalks. Enjoy the privacy fenced outdoor living space, spacious Lanai and open patio with seating area. This home features luxury wood designed vinyl plank flooring, cathedral ceiling, fireplace with mantle, French Impact glass doors to the Lanai and wall of windows in great room overlooking the pool. The Kitchen and breakfast bar open to the dining room and living areas adding an easy flow for comfortable living. Kitchen includes granite counter tops, stainless appliances including refrigerator, gas cooktop range, 2021 microwave, dishwasher, disposal and pantry. The Master Suite boasts French doors to Pool Lanai, two closets, newly renovated bath with granite top split vanities and tiled shower. Other features include Saltwater Pool with 2022 liner, 10x14 storage building, 2024 lawn pump, 2022 pool pump and heater, 2017 HVAC, 2012 gas water heater. Enjoy walking, biking, fishing or just relaxing by the water. Only minutes to the white sugar sand beaches and emerald waters of the Gulf of America, shopping, schools, Pensacola State College's Gulf Breeze campus, and the Gulf Breeze Zoo.
Source: PENSACOLA #671269
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.