17080 Belle Isle Dr Dumfries, VA 22026
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About this home
VA ASSUMABLE LOAN AVAILABILITY!!! Welcome to 17080 Belle Isle Drive, a stunning colonial home in the award-winning Potomac Shores community. With timeless curb appeal, a full-width front porch, and over 6,000 square feet of beautifully designed living space, this red Craftsman-style residence blends luxury, accessibility, and lifestyle. Step inside to soaring ceilings, rich hardwood floors, and walls of windows that fill the home with natural light. The open-concept main level is made for modern living, anchored by a gourmet kitchen featuring granite countertops, double ovens, high-end stainless steel appliances, and an oversized island perfect for hosting or everyday life. The adjacent family room with a cozy gas fireplace completes the inviting gathering space. Upstairs, the spacious primary suite offers a serene sitting area, dual walk-in closets, and a spa-like bath with separate vanities and a large walk-in shower. Additional bedrooms are generously sized and connected by a well-appointed Jack & Jill bath. Thoughtfully designed for ease and comfort, this home includes a private residential elevator, wide doorways, and multiple walk-in showers—ensuring effortless accessibility on every level. The fully finished lower level adds even more versatility with a large recreation area, full bathroom, and direct walk-out access to a peaceful, tree-lined yard. Enjoy quiet mornings or evening sunsets from the stamped concrete patio surrounded by nature. As a resident of Potomac Shores, you’ll enjoy resort-style amenities like a Jack Nicklaus Signature golf course, state-of-the-art fitness center, scenic walking trails, and the upcoming VRE station for seamless commuting. 17080 Belle Isle Drive offers a rare combination of elegance, comfort, and convenience—all in one of Northern Virginia’s most sought-after communities.
Source: BRIGHT #VAPW2101124
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.