17084 Wayzata Ct North Fort Myers, FL 33917
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About this home
Beautiful Pool Home with Gulf Access in North Fort Myers Take advantage of a 4% assumable FHA mortgage with this stunning 3-bedroom, 2-bath pool home. Major updates already completed: New Roof (2024), AC (2018), and Water Heater (2025)—giving you peace of mind for years to come. Tucked away in a quiet, friendly riverfront neighborhood, this home sits on an oversized, fully fenced lot with privacy, space, and security. Enjoy direct Gulf access via the Caloosahatchee River with your own private boat launch and canal access—perfect for boaters, kayakers, and water enthusiasts. The large fenced yard also provides extra parking for your RV, boat, or toys, plus plenty of room for pets, play, or gardening. Inside, you’ll find a light and airy open floor plan with brand new vinyl flooring (2024), a total master bath renovation, and a modern kitchen with GE appliances throughout, granite countertops, recessed lighting, and upgraded baseboards. The seamless indoor–outdoor flow makes entertaining effortless, with the screened lanai and sparkling pool as the centerpiece. Additional highlights include wood fencing, a compost bin, and space to grow your own tropical retreat with fruit trees and vegetables that thrive in Southwest Florida’s climate. With no HOA or restrictions, this move-in-ready home offers the freedom to live the Florida lifestyle your way. Whether you’re seeking a seasonal getaway, full-time residence, or boater’s paradise, this property delivers. ?? Schedule your private showing today and secure your slice of paradise in North Fort Myers!
Source: FORTMYERS #225069964
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.