171 Birchmont Dr Deland, FL 32724
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About this home
One or more photo(s) has been virtually staged. Back on the market! Your opportunity to get a home below Appraised Value. Nestled in the heart of the charming town of DeLand, this exceptional home offers the perfect combination of luxury, comfort, and convenience. From the moment you arrive, the inviting front porch and beautifully landscaped surroundings create a warm, welcoming ambiance that sets the tone for what’s inside. Step through the front door and discover a spacious, open-concept floor plan designed for both entertaining and everyday living. The living area boasts an abundance of natural light and seamlessly flows into a chef’s kitchen, complete with top-of-the-line stainless steel appliances, granite countertops, and a generous island perfect for meal prep and casual dining. One of the standout features of this home is the screened-in patio, offering serene views of the seventh hole of the nearby golf course. Imagine sipping your morning coffee or unwinding in the evening with a glass of wine while enjoying the lush, manicured fairway just beyond your backyard—your very own slice of paradise. The master suite is a private retreat, featuring a spacious bedroom, walk-in closets, and a luxurious en-suite bathroom with a soaking tub and separate glass-enclosed shower. Additional bedrooms are generously sized, each offering ample closet space, natural light, and private bathrooms—perfect for family or guests. Modern upgrades include a tankless hot water heater for endless hot water and energy efficiency, along with other thoughtful touches that elevate everyday living. Outside, the meticulously maintained landscaping, mature trees, and tranquil setting provide a peaceful oasis, while still being just minutes from downtown DeLand’s historic charm, vibrant art scene, and lively dining and shopping options. As part of a desirable HOA community, residents enjoy premium amenities including: Tennis courts Gym A resort-style swimming pool Scenic lake with walking paths On-site restaurants and gathering spaces This is more than just a home—it’s a lifestyle. Don’t miss your opportunity to own this one-of-a-kind property that combines elegance, comfort, and a prime location. Schedule your private tour today and make your dream a reality!
Source: STELLAR #V4942886
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.