171 Pinnacle Point Ct Dallas, GA 30132
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About this home
Welcome home to this immaculate, move-in ready residence in the highly-rated North Paulding High School district! Built in 2017 and offering approximately 2,096 SF of living space, this 4-bedroom, 2.5-bath home on a level 8,712 SF lot (about 0.20 acre) combines modern finishes with functional family living. Four spacious bedrooms upstairs give you format flexibility for guests, office space or a playroom. The owner’s suite features two large walk-in closets and a private bath with dual vanities, ensuring both style and storage. The kitchen boasts solid-surface countertops, a center island, and opens to a family room, perfect for entertaining or day-to-day living. Exterior and lot: The home sits on a quiet cul-de-sac street and offers a level backyard for play or relaxation. Built with today’s standards in mind (2017 build), so less worry about major systems, roof age or structural updates. Located in Paulding County with strong school zones: Burnt Hickory Elementary School, Sammy McClure Sr. Middle School, and North Paulding High — great for families. This home offers the freedom that comes with owning; no landlord restrictions, no monthly rent going into someone else’s pocket. With a modern build and thoughtful layout, you’ll appreciate comfort, convenience and a lifestyle upgrade. The yard offers space for kids, pets, or weekend grilling, and the neighborhood setting provides a calm, suburban feel while still staying connected to the larger Metro Atlanta area.
Source: FMLS #7671317
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.