1710 Forest Hills Dr Unit C Saint Charles, MO 63303
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About this home
Living in this Forest Hills townhouse means enjoying all the benefits of the condo lifestyle—worry-free maintenance, convenient amenities, and a vibrant, walkable neighborhood. Parking and storage are a breeze thanks to the two-car tuck-under garage, which keeps your vehicles secure and protected from the elements and provides extra storage for bikes and outdoor gear. Every detail, from the sun-drenched entryway to the welcoming living spaces and private bedrooms, has been carefully considered to deliver comfort, style, and carefree living. The large composite deck extends your living space outdoors, perfect for BBQs, alfresco dining, potted gardens, or simply soaking up the sun. Inside, the brick fireplace adds character and warmth. Enjoy the luxury of double sinks, a soaking tub, and a separate shower in the upstairs bathroom and retreat to the spacious bedrooms at the end of each day. A finished room in the lower level adds another dimension to your living experience, giving you the option to work from home or pursue hobbies. Imagine weekends spent exploring local shops, sipping coffee at your favorite cafe, or catching up with friends at a nearby restaurant. Errands become effortless with the license bureau, banks, and grocery stores all close at hand. Whether you’re a busy professional seeking a low-maintenance home base, a downsizer looking for comfort and convenience, or anyone who values location and lifestyle, this townhouse offers the perfect balance.
Source: MARIS #25057786
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Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.