1712 New Hope Rd Locust Grove, GA 30248
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About this home
Welcome to 1712 New Hope Rd, a beautifully updated 3-bedroom, 2-bath ranch tucked away in a quiet neighborhood with no HOA! From the moment you arrive, you'll be greeted by the charm of the rocking-chair front porch-a perfect place to sip your morning coffee, unwind in the evenings, or simply enjoy the peaceful setting. Step inside to a bright and airy vaulted family room anchored by a cozy fireplace, flowing seamlessly into the dining area and kitchen. The kitchen features crisp white cabinets, granite countertops, stainless steel appliances, and plenty of space for everyday living or entertaining. The split-bedroom layout provides privacy, with the primary suite featuring a walk-in closet, double vanity, soaking tub, and separate shower, while two secondary bedrooms share a full bath on the opposite side of the home. This home shines with numerous recent updates designed for comfort and peace of mind. Enjoy brand-new luxury vinyl plank flooring throughout the main living areas, new carpet in the bedrooms, and fresh interior paint in neutral tones. All- new light fixtures add a modern touch, while the bathrooms have been thoughtfully refreshed with updated finishes. Major systems have also been replaced, including a new HVAC system, new water heater, and other improvements that make this home feel like new. Step outside to a deck overlooking the large, level backyard-perfect for entertaining, gardening, or relaxing. Additional conveniences include a 2-car garage and an extra parking pad for guests, a boat, or additional vehicles. Located just minutes from shopping, dining, and schools, this home combines comfort, updates, and a great location-all with the freedom of no HOA!
Source: GAMLS #10618974
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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