1715 Concert Rd Deltona, FL 32738
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About this home
Step into a home that truly welcomes you from the start! The cheerful, oversized front porch is perfect for morning coffee, friendly chats, or peaceful moments soaking up the Florida sunshine.. Step inside and feel the bright, open-concept layout instantly lift your spirits as it connects the airy living, dining, and kitchen areas—perfect for creating joyful memories every day and hosting unforgettable gatherings. This wonderful split floor plan features four generously sized bedrooms and a dedicated office or flex room, right off the front foyer—ideal for working from home or crafting your favorite hobbies. Speaking of the kitchen, it’s a chef’s delight! Equipped with granite countertops, stainless steel refrigerator, and plenty of counter space, it invites you to cook up your favorite meals and share laughter around the table. Beautiful luxury vinyl plank flooring installed in 2021 flows throughout the home, making every step feel smooth and stylish. Step outside to your personal paradise! Enjoy your mornings and evenings on the expansive enclosed and covered back porch or the roomy deck while soaking in stunning lake views and breathtaking sunrises and sunsets. Take advantage of the generous lot with a handy storage shed for all your extras. The best part is this home is move-in ready—no expensive or difficult projects here! Roof replaced in 2019, Energy Star windows and French doors installed in 2021, plus an oversized water heater. You can simply relax and enjoy your beautiful new home right away. Nestled in a peaceful, friendly neighborhood, this home perfectly blends modern updates, smart design, and nature’s beauty. Don’t miss your chance to start the next exciting chapter of your life in this lakeside treasure! Private tours available. Schedule your showing today!
Source: STELLAR #V4943736
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.