1715 Laremont Bend Dr Spring, TX 77386
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About this home
Welcome to luxury living in this gorgeous Westin home located on a huge corner lot in a half cul-de-sac. Grand entrance with 25 ft rotunda ceiling, sweeping staircase & view all the way to the back yard. 4 BR's + a flex room can be formal dining, study, playroom etc., game room + media room & OVERSIZED 2 car garage w/room for workshop. Warm & inviting island kitchen w/tons of counter space/storage + serving area for entertaining. Sun-drenched family room with 2 story ceiling, wall of windows, built-ins & fireplace open to the casual dining area & kitchen. Private primary with spa-like ensuite featuring double sinks, vanity area, jetted tub, separate shower & 2 walk-in closets. Upstairs offers a media room with double door entrance, a game room + 3 secondary BR's & full bath. Covered patio & huge yard with room for a pool. Walking distance to schools. Harmony offers 2 pools, splash pads, walking trails, tennis, basketball, pickleball, gym, clubhouse + playgrounds. Floor plan attached.
Source: HAR #28635233
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.