1719 Durden Dr Winter Haven, FL 33880
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About this home
Imagine Owning a Home That’s Boldly Unboring – Just Like YOU. Now imagine waking up in a space that feels fresh, vibrant, and uniquely yours. Built in 2022 by Casa Fresca Homes, this Valeria model was designed to reflect modern living—bright, stylish, and full of life—just like the memories you’ll make here. As you enter, a cozy foyer welcomes you in with an inviting walkway that guides you through your new space. To the right, you’ll find two guest bedrooms with a full bathroom between them. (Yes, the bedrooms are equal in size—no need for anyone to fight over who got the bigger room.) The bathroom features a classic tub/shower combo, perfect for those who enjoy a soak, little ones or overnight guests. Further down the hall on the left, you’ll pass the door to the garage and your interior laundry room, complete with enough space for actual laundry and the “we’ll deal with this later” storage. Just beyond is a fourth bedroom—ideal for guests, a home office, a gym, or that hobby room you keep saying you’ll start using. Then comes the heart of the home: a bright, open space where the kitchen, living room, and formal dining room all connect seamlessly. Picture yourself at the kitchen island, friends and/or family perched on barstools, swapping stories while you pretend you're on Chopped (but with way less pressure). Whether it’s casual pizza night or a formal holiday dinner, the layout invites connection—and yes, the TV is still perfectly visible from both the kitchen and dining room. Between the kitchen and dining area, a door leads to your private retreat—the primary suite. With a spacious layout, a massive walk-in closet, water closet, walk-in shower, and double vanity, this suite lets you unwind in peace while still keeping family or guests close by (without feeling like you're tiptoeing around after bedtime). From the dining room, step out through double sliders to your covered lanai—an ideal escape from the Florida heat. The fenced backyard features beautiful, durable vinyl fencing for privacy, whether you're letting the dogs out or enjoying a quiet evening under the stars. The 2-car garage offers plenty of space for bikes, tools, or whatever weekend project you've convinced yourself you’ll finish. Built with energy efficiency in mind—from advanced insulation and HVAC to modern windows and appliances—this home helps keep utility bills lower while staying cool and comfortable year-round. With an affordable HOA, no CDD, and all the perks of newer construction, this home offers both peace of mind and personality. Whether you're starting fresh, growing your family, or just ready for something different—this is your next chapter, waiting to be written.
Source: STELLAR #P4935067
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.