172 Haynes Church Rd Raeford, NC 28376
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About this home
Look no further, Stop scrolling and book an appointment today! Come take a look at this beautifully well maintained home located in Hoke County in the Bedford Community! Short distance to HWY 295, Ft Bragg and lots of shopping facilities. This home features 5 bedrooms 3 FULL bathrooms! The first floor features a large family room with fireplace that opens to a stunning kitchen, SS appliances, Walk in pantry, upgraded over range hood, and a breakfast nook to enjoy. There is a formal dining area that could be a flex space or home office. A guest suite on the lower level has access to one of the full bathrooms. Located upstairs is a Spacious Master suite with his/her vanities, garden tub, separate shower and nice sized walk in closet. Other 3 Generous sized bedrooms feature great closet space. Laundry room upstairs for added convenience. Also, the partially finished attic has SO MUCH potential: could be used as a 6th bedroom, home theater, crafting room; the possibilities are endless!! If you are looking to relax enjoy spending time outside in the fenced yard with covered patio. You can also take a walk to visit the Community clubhouse, pool or playground conveniently located across the street. This is definitely not one you want to miss!!!Schedule a showing today!
Source: TRIANGLEMLS #LP751900
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.