17201 Beach Buttercup Pl Wimauma, FL 33598
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About this home
Tucked away on a peaceful corner lot, this charming two-story home offers both space and convenience in a thriving Wimauma neighborhood. With 4 comfortably sized bedrooms and 2.5 bathrooms, the layout is thoughtfully designed for functionality and comfort. The primary bedroom provides a private retreat, while the additional bedrooms offer flexibility for guests, a home office, or growing families. Inside, the open concept living space provides room to spread out, entertain, or simply relax. Natural light flows through the common areas, creating a bright and welcoming atmosphere. The kitchen boasts ample counter space and storage, making mealtime—whether it’s takeout or a home-cooked feast—a breeze. Step outside and enjoy the advantages of your generous lot, offering plenty of room for gardening, outdoor play, or future entertaining spaces. Being a corner lot, there’s increased privacy with fewer neighbors peeking over the fence. Location is everything, and this home delivers. Grocery shopping is a breeze with Publix, Walmart, and Aldi just minutes away. Also, Ellenton Outlet and Brandon Mall are just a 30-minute drive. When it’s time for fun in the sun, the nearby Metro Lagoon Beach offers a unique way to cool off or gather with friends for a weekend outing. Education is close to home as well with a local high school just a short distance away. Whether you're diving into homeownership for the first time or looking to settle into a well-located neighborhood with a mix of comfort and convenience, this home is ready to be the place where your next chapter begins. FYI, this home qualifies for special loan, zero down with $5000 Lender credit toward closing. (Some images are virtually staged)
Source: STELLAR #TB8401964
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.