1721 Huntington Ct Newcastle, OK 73065
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About this home
Welcome home to Huntington Court- a hard to find true 5 bedroom home! This modern farmhouse home on a corner lot in a peaceful neighborhood will check all your boxes! You will fall in love with the 10-foot ceilings and modern shiplap and subway tile gas fireplace as soon as you walk inside. The kitchen features white maple cabinets, black pearl granite countertops, sleek stainless-steel appliances, and thoughtful touches like under cabinet LED lighting. The Primary Suite will be your refuge at the end of a long day with an en-suite with walk in shower, jetted garden tub, large closet, and double vanities. The 3 secondary bedrooms will not disappoint either with plenty of space and walk in closets. Upstairs you will also find a bonus room with another full bath. The 2-car garage is currently converted into a 419 sq ft flex space (this is not one of the 5th bedrooms / this is a true 5 bedroom without the flex space- seller will 100% convert this space back to the 2 car garage if that’s what the buyer wants). The square footage of the main home is 2515 square foot, but with the conversion it measures to 2934 sq ft. The neighborhood features a park and pond. The possibilities are endless in this home. Come see for yourself, let's schedule a showing today!
Source: MLSOK #1189806
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.