17215 Buffalo Valley Path Monument, CO 80132
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About this home
Welcome to your next Colorado dream home, nestled in the highly desirable Santa Fe Trails neighborhood of Monument! This beautifully updated residence offers over 3,100 square feet of well-designed living space with 4 spacious bedrooms, 3 bathrooms, and a dedicated home office—ideal for today’s lifestyle. From the moment you walk in, you’ll notice the soaring vaulted ceilings, natural light, and an open-concept layout that invites connection and comfort. The kitchen is a standout with granite countertops, stainless steel appliances, updated backsplash, and a large island with bar seating—perfect for entertaining or everyday living. The private primary suite is a true retreat, complete with a cozy double-sided fireplace, luxurious five-piece en-suite bath, and private access to a secluded back patio. Step outside to your own serene oasis with a built-in hot tub, upgraded pump system, and a new cover—ideal for relaxing under the stars in total privacy. Notable upgrades include: new windows and sliders with transferable warranty, xeriscaped yard for low-maintenance curb appeal, new carpet on the main level, updated lighting, faucets, and ceiling fans, granite counters, new appliances, enhanced electrical, and new garage doors, openers, and hot tub equipment. Downstairs, the finished basement offers an expansive second living area with a full wet bar, perfect for movie nights, hosting guests, or creating a multi-functional space to suit your needs. Tucked in a quiet cul-de-sac and just minutes to D38 schools, parks, shops, and the beautiful Santa Fe Regional Trail, this home offers comfort, privacy, and functionality in one of Monument’s most sought-after locations.
Source: PPMLS #9884336
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.