1722 River Mill Trl NE Conyers, GA 30012
Your savings
About this home
assumable loan: FHA Loan with a 3.625% interest rate. Step into comfort and charm at 1722 River Mill Trail NE in Conyers, GA, a spacious 4-bedroom, 2.5-bath home that blends elegant design with everyday functionality. Nestled in a quiet and established neighborhood, this property greets you with a beautifully landscaped front yard that adds striking curb appeal and a warm, welcoming presence. As you enter through the foyer, you'll notice how the layout flows effortlessly into the kitchen, which sits at the center of the home. The kitchen connects seamlessly to a large dining room, a cozy eat-in area, and a spacious family room with a fireplace, creating an ideal setup for entertaining family and friends. The oversized master suite is a true retreat, complete with stunning tray ceilings, a separate sitting area, his-and-hers closets, and an abundance of space to relax in comfort. Upstairs, you'll find three additional well-sized bedrooms, perfect for guests, family, or flex space. Step outside to enjoy the expansive back deck, ideal for grilling, lounging, or morning coffee while overlooking the private, wooded backyard. The home also features a full unfinished basement, offering limitless potential to add a media room, home office, gym, or extra living space tailored to your needs. Located just minutes from I-20, shopping, restaurants, and the charm of Olde Town Conyers, this home delivers the perfect mix of privacy, space, and convenience. Don't miss your chance to make this exceptional property your own. Schedule your private showing today. Seller is very motivated and willing to offer concessions to the Buyer.
Source: GAMLS #10565123
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.