17239 Miss Packard Ct Dumfries, VA 22026
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About this home
Oh my goodness. If you love a home that is filled with the morning light with treeline views you are going to be smitten with this home. Built by NV Homes, this Cape Henry floor-plan is exclusively built for this charming Front Porch neighborhood of Potomac Shores, offers a unique blend of timeless craftsman-style architecture and modern luxury, a floor plan you won't find anywhere else in Northern Virginia. This home is over 5,700 sq ft under roof, with more than 5190 sq ft finished on three levels. From the moment you arrive, this home captivates with its wraparound front porch and professionally landscaped grounds. Step inside and you're greeted by 10-foot ceilings, hardwood flooring on the upper two levels, and a thoughtfully designed floor plan perfect for everyday living and entertaining. The main level features a private office/den, a main floor bedroom & bathroom, a welcoming foyer with a lovely alcove perfect for hanging coats/dropping boots, a formal dining room, a spacious family room with a fireplace, and an impressive chef's kitchen. The kitchen is a showstopper, featuring furniture-grade cabinetry, granite countertops, a large baker's island, glass-front upper cabinets, two sinks, one in the island, and top-tier finishes throughout. Step out back to a fully fenced, tree-lined yard and relax or entertain on the elevated deck and patio underneath. Perfect for gatherings or peaceful evenings, this outdoor space offers privacy and serenity. Just off the kitchen, a private guest suite with a full bath provides ideal accommodations for visitors or multi-generational living. Upstairs, you'll find four spacious bedrooms, including a luxurious primary suite, along with a convenient walk-in laundry room. The fully finished basement features an ample, open recreation space, a sixth bedroom, a media room, a full bath, four full-size windows, and walk-out access to the lower-level patio and backyard. Additional features include a built-in fire suppression system, which provides enhanced safety and may lead to potential insurance savings. Living in Potomac Shores means more than just owning a home; it's a lifestyle you choose for yourself! This home also comes with PAID OFF FULLY OWNED SOLAR PANELS that offer you savings monthly ... ASK US ABOUT THE BILL!!! You'll be AMAZED! Your HOA dues include high-speed internet and access to The Shores Club, featuring: The Social Barn & Fitness Barn. State-of-the-art gym and Movement Studio, Community kitchen and meeting spaces, two of the community's three resort-style pools, Miles of scenic walking trails, Northern Virginia's only public Jack Nicklaus Signature Golf Course. A vibrant calendar of events, classes, and social activities makes it easy to connect and enjoy the community. Coming soon: the Potomac Shores VRE station and a day-to-night Town Center offering even more convenience and charm. Don't miss your opportunity to own this stunning one-of-a-kind home in Potomac Shores. Schedule your private tour today. This is more than a home; it's where your next chapter begins.
Source: BRIGHT #VAPW2103286
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.