1724 Birdie Dr Naples, FL 34120
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About this home
This immaculate, move-in ready golf course home features the largest floor plan in the gate guarded Valencia Golf and Country Club community. It resides on a large fairway lot with extensive golf course and some lake views. Located near the VGCC community clubhouse, resort style pool, golf clubhouse and main entrance this luxury five-bedroom 4 & 1/2 bath home enjoys convenience and yet also quiet solitude. A dramatic two-story entry with soaring ceilings welcomes you, including high quality carpet and tile flooring and grand staircase. The home features luxury window treatments including plantation shutters. Many improvements have been added including light fixtures, appliances, an externally vented high flow kitchen range hood, internet enabled (Amazon Ket etc) garage door opener, a multi-stage water filter with reverse osmosis, two security systems (ADT and Ring), plus mature palm and fruit trees. Granite countertops, stainless steel appliances, an ample center island, walk-in pantry, built-in desk, plentiful bright white cabinet space are hallmarks of the remodeled, oversized, gourmet kitchen. Also on the ground floor are a formal living room, formal dining room, an open concept living room adjacent to the kitchen, a guest bathroom, laundry room with soaking sink, a guest bedroom suite (which could be used as a second master suite) with walk-in closet, and a three-car garage. Upstairs, the home enjoys three individual bedroom suites each with a walk-in closet, a fifth bedroom which is currently used as a home office, and a large family room. The expansive master bedroom suite features a tray ceiling, fabulous golf course and lake views, dual vanities, a Roman bathtub and separate tiled shower and two walk-in closets. The home is not located in a flood zone and has removable storm shutters for every opening. Valencia Golf and Country Club has no condos. Amenities include an 18-hole Gordon Lewis pay as you play golf course, a clubhouse with fitness center, billiards room, library, meeting and kitchen spaces and a large resort style swimming pool. The HOA fee includes lawn care, trash, irrigation, ADT alarm monitoring and an on-site manager. Golf carts are allowed in the community. You will find this well-maintained home to be a comfortable, quiet, and picturesque base for all of your activities and inactivities.
Source: FORTMYERS #225065305
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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