1729 Fairlamb Ave Columbia, SC 29223
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About this home
This charming 3-bedroom, 1.5-bath home is 1,325 sq ft of comfort and charm nestled in an established neighborhood full of personality and peace.Step into a spacious living room with new flooring that add warmth to the space. The customized eat-in kitchen is a true heart of the home—featuring b tile flooring, fresh countertops, a stylish tile backsplash, and appliances. Open the French doors and let the sunshine lead you out to a huge newly built rear deck, perfect for grilling, entertaining, or simply relaxing. Fresh interior paint, new carpeting, updated tile, and modern brushed nickel fixtures throughout give this home a clean and updated feel while keeping its original charm intact.Need extra space? The converted carport makes a perfect additional room, home office, or guest suite. The primary bedroom has a private half bath with a new vanit. Additional bedrooms feature hardwoods beneath the carpet, just waiting to shine.Enjoy a huge fenced backyard lined with Palmetto trees—your private escape just minutes from I-77, Fort Jackson, shopping, and dining.If you're looking for a move-in ready home with personality, space, and location — this is it. Schedule your private tour today and imagine the memories waiting to be made! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #614203
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.