173 Northshore Xing Dallas, GA 30157
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About this home
Welcome to 173 Northshore Crossing in the inviting Brightwater Community! Enjoy fantastic Neighborhood Amenities, including a Clubhouse, Pool, Playground, and a scenic 7-Acre Community Lake just a short walk away. Step inside to find a Formal Dining Room and Formal Living Room on either side of the entry, both featuring Tray Ceilings and beautiful Hardwood Floors. The Fireside Family Room and Open Kitchen serve as the heart of the home, boasting Soaring Ceilings and Large Windows that flood the space with Natural Light. The kitchen is a chef's dream, featuring a Large Island, Granite Countertops, Stained Cabinets, Stainless Steel Appliances, a Pantry, and a cozy Breakfast Nook for casual meals. A door leads to the Private Patio, overlooking the Backyard perfect for relaxing or entertaining. A Main-Level Bedroom and Full Bathroom offer an ideal setup for guests or a Home Office. Upstairs, the Spacious Primary Ensuite Retreat awaits, complete with Tray Ceilings, Double Vanity, Soaking Tub, Separate Shower, and a Walk-In Closet. Three additional Spacious Bedrooms share a well-appointed Full Bathroom, making this layout perfect for a growing family. The Flat Backyard is perfect for entertaining, grilling out, gardening, or simply soaking up the sun. The neighborhood's Lagoon-Style Pool adds to the Resort-Like Feel, blending comfort, convenience, and natural beauty. Located just minutes from Dallas Highway and Highway 278, this home offers easy access to Shopping, Dining, and Entertainment. With Amazing Amenities, a Prime Location, and Plenty of Space, this home truly has it all!
Source: FMLS #7643564
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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