1730 Sandalwood Ln Templeton, CA 93465
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About this home
Immaculately maintained, this 3-bedroom, 2-bathroom single-level home sits on a generous 0.4-acre lot in one of Templeton’s most sought-after neighborhoods. Tucked within a peaceful residential enclave, this home offers privacy, practicality, and lifestyle. A spacious 3-car garage provides storage and flexibility, including rear access through a private road, allowing for easy entry and exit while maintaining privacy. You’ll find RV parking and a beautiful garden enriched by mature fruit trees, including pear, apple, and plum, as well as a magnificent magnolia tree. Inside, the home exudes warmth and comfort. The open-concept layout includes a spacious family room with a fireplace, perfect for gatherings or quiet evenings at home. Adjacent to the family room a generously sized dining area, ideal for hosting family dinners. The kitchen is truly the heart of this home. It features a large center island with ample seating, perfect for casual meals, meal prep, or entertaining guests. The kitchen flows effortlessly into the living area, ensuring no one feels isolated. The master suite is thoughtfully located away from the other bedrooms, offering a tranquil retreat. It includes a spacious walk-in closet, dual vanities, a separate soaking tub and walk-in shower, and direct access to the backyard. Imagine waking up to sunshine pouring in and stepping out with your morning coffee into your own serene oasis. Step outside into your expansive backyard—an open canvas for enjoyment and creativity. Whether you're envisioning a pool, garden beds, an outdoor kitchen, or simply a space for pets and children to play, this yard has the potential to accommodate it all. The addition of solar panels brings energy efficiency and lower utility costs, while a recirculation system provides instant hot water at every faucet. Additionally, this home presents the future potential for adding an ADU, making it an excellent long-term investment. Whether you dream of a guest house, rental income, or multigenerational living, the space and zoning support your vision. You're just minutes from Templeton’s charming downtown, known for its small-town charm, thriving Saturday farmers market and wine tasting rooms. Moments to HOA maintained hiking trails offering peaceful nature strolls, and highly rated schools are just a short drive away. This home isn’t just a place to live—it’s a place to grow, relax, and create lasting memories.
Source: CRMLS #SC25095056
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.