17304 Vagabond Cir Punta Gorda, FL 33955
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About this home
VA Assumable with a low rate. Flood Zone X. Welcome to Burnt Store Lakes, a vibrant community offering scenic beauty, abundant wildlife, and endless outdoor activities. This fully remodeled home is a rare gem, combining modern elegance with prime access to eleven fresh-water lakes, spacious greenbelts, and the natural charm of Charlotte Harbor and Burnt Store Marina. NO Flood insurance required and low HOA fees. From the moment you arrive, the stunning curb appeal of this home will captivate you. The new metal roof, newly painted and beautifully designed landscaping create a striking first impression. Inside this spacious open concept home, you will have room to entertain with a large flex space upstairs as well as 4 bedrooms and 2.5 baths. The gourmet kitchen is a chef’s dream, featuring stainless steel appliances, a farmhouse sink, a pantry, granite countertops, a hood vent to the outside, a large island, and a beverage bar—perfect for entertaining. Every detail has been thoughtfully updated, from new paint, flooring, lighting and ceiling fans throughout the home to impact-resistant windows and doors, ensuring both security and peace of mind. All of the bathrooms have undergone a complete transformation, with the primary bath offering a spa-like retreat featuring multi-function shower heads, double sinks, and an expansive walk-in closet. Step outside to your private backyard oasis, where a sparkling pool invites relaxation and fun. This beautifully designed swimming pool is perfect for cooling off on warm Florida days or unwinding in the peaceful atmosphere. The pool cage was replaced and updated in 2024, ensuring a refreshed, modern feel. Plus, the new pool pump provides efficiency and convenience, making maintenance effortless. The expansive pool deck offers ample space for outdoor seating, sunbathing, and entertaining, while the grilling area is perfect for hosting barbecues and enjoying alfresco dining with family and friends. Unwind in the evenings and take in the breathtaking sunset views from this stunning outdoor retreat while enjoying your very own mangos from your own tree. Please see attachments for a list of the updates. Residents of Burnt Store Lakes enjoy access to incredible amenities, including the Community Park on Spoonbill Lake, featuring charming “old Florida style” pavilions, picnic areas, restrooms, and a playground. For nature lovers, the Canoe/Kayak Launch on Bear Branch Creek provides direct access through the mangrove preserve to Charlotte Harbor, offering some of the best fishing in the area. This home is truly a must-see—modern, secure, and nestled in a community that embraces the best of Florida living. Schedule your private tour today!
Source: FORTMYERS #225047753
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.