17325 Birchwood Ln Unit A Fort Myers, FL 33908
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About this home
Welcome to this stunning recently remodeled 3 BR, 2 bath attached villa. This property boasts the highest-end finishes, rarely seen in properties within this price range. The moment you step inside, you will immediately appreciate the attention to detail in the kitchen, where you'll find exquisite quartz countertops with a breakfast bar, complemented by stainless steel appliances. The kitchen's aesthetic is elevated by a stunning backsplash and the ceiling wood beams adds a touch of elegance. This villa also offers the convenience of a stackable washer and dryer. The master bedroom showcases the contemporary appeal of barn doors, which add a unique and stylish touch. In addition, the master bedroom features a custom closet, providing ample storage space for your belongings. You will love the two private courtyards that offer the opportunity for you to create your own personal oasis. Lastly for your peace of mind this beautiful unit have all high impact windows! Conveniently located near the community amenities, including two swimming pools, tennis courts, a clubhouse, shuffleboard, and basketball Take leisurely strolls around the neighborhood's serene lakes. One of the standout features of this community is its pet-friendly atmosphere, allowing you to bring your furry companions along on your new journey.The location of this neighborhood is highly convenient, with its proximity to FGCU (Florida Gulf Coast University), Gulf Coast Town Center, Miromar Outlets, and Coconut Point. Additionally, you'll find that the beautiful beaches of the area are just a short distance away.
Source: FORTMYERS #225069269
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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