1734 Hannah Ct Macon, GA 31217
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About this home
****Wickedly Insane Buyer Incentive: Receive $10,000 off the current price or $7,500 toward closing costs or a rate buy-down when using a preferred lender. Plus, enjoy a home warranty on any contract signed by October 31st.**** Discover your dream home in Hampton Lakes! Built in 2022, this immaculate single-story residence offers 4 bedrooms and 2 full bathrooms—all in a thoughtfully laid out 1600 sq ft space on a spacious lot. From the minute you arrive, you’ll love the welcoming curb appeal and the relaxing covered patio, perfect for morning coffee or evening entertaining. Step inside to an open-concept floor plan where the kitchen flows into the dining and living areas, creating a great space for family time and gatherings. The kitchen features charming wood cabinets, granite countertops, and stainless steel appliances (range with microwave hood, and dishwasher). The primary suite is a true retreat with its private bath, dual vanities, and generous walk-in closet. Three additional bedrooms are well-sized, sharing a well-appointed full bathroom. Flooring combines tile in high-traffic areas with cozy carpet in bedrooms.Outside, the half-acre lot gives you privacy and room to grow. The community offers a comfortable, modern lifestyle with amenities suited for today’s homeowner. If you’re looking for turn-key comfort, modern finishes, and space in Hampton Lakes, this is the one!
Source: FMLS #7652129
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.