17349 Cruiser Bnd Land O Lakes, FL 34638
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About this home
This 4-bedroom, 2.5-bathroom home with a loft and 2-car garage is located in the sought-after Bexley community of Land O’ Lakes. Positioned on a true premium pond lot on one of the quietest streets in the neighborhood, it offers open water views and an exceptional sense of privacy. A grand foyer with soaring ceilings opens to a spacious living and dining area featuring upgraded laminate flooring, crown molding, and large windows framing the pond. The open-concept kitchen includes white cabinetry, granite countertops, stainless-steel appliances, a natural gas range, and a breakfast bar. Adjacent dining space connects directly to the screened-in covered lanai—an inviting outdoor living area ideal for relaxing or entertaining with tranquil pond and sunset views. The fully fenced backyard extends the outdoor space, providing room for pets or play while maintaining clear water views. Upstairs, a generous loft separates the bedrooms into two wings for privacy and flexibility. Three secondary bedrooms share a full bathroom with double sinks and granite counters. On the opposite side, the primary suite includes crown molding, pond views, a large walk-in closet, and an en suite bath with double vanities, granite countertops, a garden soaking tub, and a glass-enclosed walk-in shower. The laundry room is conveniently located upstairs with built-in cabinetry for added storage. Living in Bexley means access to an award-winning master-planned community featuring resort-style amenities: two resort pools, a lap pool, splash zone, clubhouse with fitness center, game room, on-site café (Twisted Sprocket Café), playgrounds, dog parks, soccer fields, and more than 10 miles of scenic multi-use trails. The Hub at Bexley offers coffee, dining, and retail options just minutes from home. Conveniently located near SR 54 and the Suncoast Parkway, this property allows an easy commute to Tampa, local beaches, and the airport. Zoned for highly rated Pasco County schools and close to shopping centers, medical facilities, and everyday conveniences. Video tour available—discover the peaceful pond setting, open layout, and resort lifestyle of Bexley living today.
Source: STELLAR #TB8424021
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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