1735 Southfork Pl Paso Robles, CA 93446
Your savings
About this home
Short Sale Opportunity! Paso Robles Wine Country meets Lake Nacimeinto Living – Spacious, Scenic, and Full of Amenities. Motivated seller with a recent price adjustment- now is your chance to secure an incredible opportunity in Heritage Ranch. Welcome to 1735 Southfork Place, a stunning 4-bedroom, 3-bath modern lake home nestled in the desirable Heritage Ranch gated community at Lake Nacimiento. Offering 2,780 sq. ft. of living space on an 11,850 sq. ft. lot, this thoughtfully designed two-story residence blends comfort, function, and California wine country charm. Step inside to an expansive main level featuring a large living room, cozy family room with a wood-burning fireplace, and a modern kitchen complete with granite countertops, dual ovens, wine cooler, and abundant storage. Off of the family room, you will find a full bath, 4th bedroom, kitchen/ bonus laundry room.A versatile guest suite with private entrance makes the perfect space for converting to a 5th bedroom, extended family, visitors, a home office, or rental income! Upstairs, the primary suite is a true retreat, offering two walk-in closets, a luxurious ensuite bath, and a private patio where you can enjoy morning coffee with country views- including 2nd and 3rd bedrooms, full bath, and laundry room. The home’s outdoor living spaces are equally impressive — relax on the covered front and back patios, entertain at the built-in BBQ area, or cool off in the above-ground pool. The gated backyard and usable .2 acre lot provide ample space for recreation, pets, or simply soaking in the peaceful surroundings. Additional highlights include a 3-car attached garage (30 ft. deep), perfect for boats, RVs, or storage. As part of the Heritage Ranch community, residents enjoy 24/7 gated security, two community pools, pickleball courts, hiking trails, a dog park, fishing and water sport activities on Lake Nacimiento. Convenient amenities such as a grocery store, restaurants, gym, post office, and Cappy Culver Grade School, all just minutes from your door. Located only 20 minutes from downtown Paso Robles and less than 4 miles from the HROA residential private launch ramp. With a recent price adjustment and sellers eager to facilitate a smooth transaction, this home presents an exceptional opportunity to enjoy the best of Paso Robles wine country and lake living- don’t miss this rare short sale opportunity.
Source: CRMLS #SC25214122
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.