17380 Mockingbird Canyon Rd Riverside, CA 92504
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About this home
Rarely does a property like this become available in the highly desirable Mockingbird Canyon area. This unique four-bedroom, two-bath single-story home combines rural charm, modern upgrades, and wide-open usable land, making it a amazing opportunity for those seeking privacy, space, and the ultimate indoor-outdoor lifestyle. As you pull in through the gated driveway, a year-round stream and private bridge create a peaceful first impression. Over $45,000 in new vinyl fencing surrounds the grounds, which include a large gated side yard and expansive flat space ideal for RVs, boats, or off-road toys. The property is zoned for agriculture, making it perfect for horse enthusiasts or those dreaming of a backyard farm, and there is plenty of room to build an ADU, barn, or custom workshop. The home has been remodeled , including a brand-new farmhouse style kitchen and bathrooms, fresh paint throughout. All-new door hardware, lighting. Outside, the septic has been certified and has new leach lines, new water heater, and new 500 gallon propane tank. The outdoor amenities are just as impressive, featuring a rock waterfall pool with two levels — a spa-style pool for two above and a larger nine-person pool below, it's a great back yard for entertaining. With low taxes, no HOA, and a location that provides both seclusion and convenience just minutes from the city, this property offers unmatched flexibility and potential. Whether you are looking for a private homestead, income opportunities with an ADU, or simply the peace and quiet of country living, this Mockingbird Canyon gem is a truly rare find.
Source: CRMLS #SW25223284
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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