17415 Harvest Moon Way Bradenton, FL 34211
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About this home
REDUCED Price, REMARKABLE Opportunity! ASSUMABLE MORTGAGE Option, 2.75% for qualifying buyers. Don’t just buy new, BUY NEW but ELEVATED with custom finishes and TONS OF UPGRADES already done for you! This stunning, 4 Bedroom /2 Bath Lakewood Ranch residence has been beautifully reimagined with thoughtful upgrades that blend function and convenience! From designer finishes to smart home enhancements, every detail invites you to relax, entertain and enjoy the lifestyle we all love so much in the heart of Lakewood Ranch! Step inside to find luxury vinyl plank flooring, custom accent walls and an open-concept design that is stylish and inviting. The upgraded kitchen is a true showpiece with all-new stainless appliances, granite countertops, undermount lighting and custom cabinetry above the bar (all upgraded from builders entry level selections), perfect for entertaining guests or enjoying quiet mornings at home. The primary suite is a retreat of its own, featuring a glass walk-in shower, new quartz countertops and modern undermount sinks, while custom Elfa shelving throughout the home keeps everything organized with ease. Outdoors, Florida living comes alive. Sip coffee or unwind on the screened lanai overlooking the lake, enjoy the privacy with a wrought iron fully enclosing the yard and benefit from an in-ground irrigation filter that keeps your landscaping fresh and vibrant. Additional upgrades elevate this home beyond the ordinary or cookie cutter options given with the builder! For example, the two car garage features an epoxy floor and Tesla Supercharger port that can stay or easily be removed. Think green and cost effective with the addition of energy-efficient blown-in insulation for year round comfort and smart switches and blinds for effortless ambience. Every corner of this residence has been carefully curated for beauty and function, creating a move-in ready home where luxury truly meets lifestyle. Solera combines value and lifestyle, with a community designed for comfort and connection. Maintenance Free Community! Residents enjoy a resort-style pool and cabanas, a clubhouse, a tot lot/playground for the kids, and plenty of green space with sidewalks to walk, bike, and gather. Perfect for families or those wanting upscale features WITHOUT overpaying for extra amenities. Low HOA's and super convenient location just a short drive to Waterside, Lakewood Ranch Main St, and I75 make this home a true VALUE in every way!
Source: STELLAR #A4664653
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.