17423 E Chenango Dr Aurora, CO 80015
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About this home
Welcome Home to Summer Valley – Just Minutes from Quincy Reservoir! Opportunity is knocking with this charming split-level home nestled in the desirable Summer Valley neighborhood—just a short stroll to Quincy Reservoir’s trails, wildlife, and water views! Step inside to soaring vaulted ceilings and wide-plank laminate floors that create a light, airy feel in the main living space. But before you even walk through the front door, you’re welcomed by a spacious front deck—your own private oasis with a serene, forest-like feel. Whether you're sipping morning coffee, catching up with neighbors, or unwinding under the trees, this peaceful perch sets the tone for the whole home. The adjacent eat-in kitchen features new appliances, generous cabinetry, and French doors that open to a fully fenced backyard—perfect for al fresco dining, gardening, or letting the dogs run free. Upstairs, you’ll find a cozy primary bedroom with recessed lighting and a ceiling fan, plus a full bathroom featuring a relaxing jetted tub and a laundry closet with a full-size washer and dryer—hello convenience and comfort! Downstairs, you’ll find a versatile bonus space perfect for cozy movie nights or a stylish home office—complete with updated flooring and thoughtful lighting. The adjacent private second bedroom offers even more flexibility for guests, hobbies, or your own quiet retreat. Additional highlights include an updated water heater and furnace, and a location that puts you close to local parks, shopping, and restaurants. Whether you're starting fresh or settling down, this well-loved home is ready to welcome its next chapter.
Source: RECO #4804290
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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