17469 SW 35th Avenue Rd Ocala, FL 34473
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About this home
A 1-year home warranty will be included for the buyer’s at closing—added value and peace of mind! Welcome to this charming and spacious 4-bedroom, 2-bathroom home offering 2,088 square feet of comfortable living space, perfectly situated on a generous 0.57-acre lot in a quiet and established neighborhood. Step inside to discover bright and open living areas featuring vaulted ceilings and solar tubes that allow natural light to flow throughout. A wood-burning fireplace adds warmth and coziness to the living room. The well-appointed kitchen offers ample cabinetry, generous counter space and a practical layout ready for everyday cooking. Large primary bedroom is a private retreat featuring a walk-in closet and a ensuite bathroom with double vanities, a garden tub, and a tiled walk-in shower. The split floor plan offers added privacy, with two spacious guest bedrooms located near the guest bathroom and the fourth bedroom positioned on the opposite side of the home—ideal for guests or home office. Outside, the expansive backyard presents endless possibilities—create a lush garden, install a pool, set up a play area or design your ideal outdoor retreat. As an added bonus the 1-car garage with electric is ideal for use as a workshop, hobby space and a separate shed provides additional storage, offering versatility for a variety of needs. Located just minutes from schools, dining and parks and offering easy access to I-75, this home is perfectly positioned for everyday convenience. Schedule your private showing today!
Source: STELLAR #OM704914
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.