17504 Thomas Blvd Hudson, FL 34667
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About this home
Welcome home to this captivating 4-bedroom + flex space/office, 2-bathroom POOL home, situated on a 2.05-acre lot! Here, the tranquility of rural living harmonizes effortlessly with the convenience of nearby amenities. With 2,736 square feet of warm, inviting living space, comfort and charm are guaranteed! Drive through the private, gated entrance and leave the world behind. Peace of mind comes standard with a BRAND NEW 2025 ROOF (complete with a 10-year warranty) and a BRAND NEW 220-amp electrical panel! For the collector or hobbyist, the EXPANSIVE 20x40 DETACHED GARAGE on slab with three bay doors can shelter up to five vehicles or serve as the ultimate workshop! Step inside, where natural light is in abundance. The cozy living room, where a wood-burning fireplace forms the heart of the home, is perfect for relaxing on chilly evenings. The kitchen is a true centerpiece, boasting tons of cabinetry, granite countertops, stainless steel appliances, a breakfast bar and a single undermount sink positioned beneath a window with a picturesque view of the backyard and pool. The open dining area is ready and large enough for hosting memorable family gatherings. Adjacent to the kitchen, discover a versatile mudroom/laundry room and a MASSIVE family room, ideal for multi-generational living or a grand entertainment space, complete with its OWN SEPARATE ENTRANCE! The flexible office/studio space also features its own entrance, offering endless possibilities for a home business or private retreat. The primary bedroom is a serene escape with a walk-in closet and sliding glass doors that lead directly to the pool. Its en-suite bathroom has been stunningly remodeled for a spa-like experience. The guest bathroom is beautiful and has also been remodeled with double vanity sink and tub/shower combo. Three additional guest bedrooms, two with walk-in closets, one with armoire closet, provide comfort and privacy for family or visitors. Outside, your backyard oasis is complete with a BRAND NEW stamped concrete lanai surrounding a SPARKLING POOL (That you just have to see!)—the perfect spot for enjoying Florida’s sunny weather in privacy. Best of all, this property offers limitless potential with NO HOA, NO CDD, and NOT in a flood zone. Zoned AR (Agricultural-Residential), it's ready for your animals, (up to three grazing animals per acre minimum) with an animal pen, or simply for you to start a garden and cultivate your own homestead! With this home recently remodeled throughout you will find additional updates like BRAND NEW carpet, newer windows, doors, gutters, and fresh paint on the interior and exterior to ensure a seamless transition. Come home and settle into the quiet, comfortable life you've always dreamed of on your own piece of country paradise!
Source: STELLAR #TB8442805
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.