1755 Dawn Valley Trl Cumming, GA 30040
Your savings
About this home
Welcome to your dream home. This stunning 5-bedroom, 3.5-bathroom offers that perfect blend of modern elegance with timeless charm. The partially finished basement expands your living space. This flexible area can easily adapt to your family's needs, whether it's a playroom for the kids or a cozy media room. Nestled in the tranquil neighborhood of Thorngate, this meticulously maintained residence is designed for both comfort and functionality. As you step inside, you'll be greeted by a spacious open concept family room, perfect for entertaining or cozy family nights. The natural light floods the space, enhancing the beauty of the luxury vinyl flooring that runs throughout the main level. The heart of this home is undoubtedly the updated chef's kitchen, featuring a farmhouse porcelain sink that adds a rustic touch, complemented by exquisite Brazilian marble countertops and oversized island. The soft-close cabinets provide ample storage and a sleek finish, while the stainless-steel appliances promise durability and style. Gather around the generously sized dining room that comfortably seats 12, making it the perfect setting for memorable family gatherings and festive dinner parties. Retreat to the oversized master bedroom, your personal sanctuary that boasts walk-in closets, offering plenty of space for all your wardrobe needs. The en-suite bathroom provides a spa-like experience, making everyday routines a pleasure. Three additional well-proportioned bedrooms on the upper level ensure that everyone has their own personal space, and the convenience of 2 additional bathrooms makes mornings smoother for the whole family. Step outside onto the freshly painted deck that overlooks the new backyard fence, providing both privacy and a safe space for children and pets to play. The fire pit on the terrace level sets the stage for enchanting evenings spent under the stars, making it the perfect spot for summer barbecues or quiet nights by the fire. With the roof, hvac, and hot water heater all recently updated within the last five years, you can enjoy peace of mind knowing that this home is not only stylish but also energy-efficient and well-maintained. This remarkable property not only offers a beautiful living space but also a lifestyle of comfort and convenience. Don't miss the chance to make this house your forever home! Schedule a viewing today. You won't be disappointed.
Source: GAMLS #10624514
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.