1758 Golfcrest Ct Stone Mountain, GA 30088
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About this home
Nestled at the end of a quiet cul-de-sac, this beautiful mid-century inspired home offers maximum privacy in a peaceful community. Full of character, this spacious home offers over 3,000 square feet of finished living space across two levels. Originally built in the early 1970s, it features the OG open-concept floor plan—a design ahead of its time—with an airy flow between the kitchen, dining, and living spaces. The large open kitchen includes a breakfast room and opens to a private front porch perfect for outdoor dining, while the vaulted living and dining rooms create a bright, welcoming atmosphere. The cozy den with a fireplace provides additional relaxing space and access to the expansive, partially covered back deck—perfect for entertaining or relaxing outdoors. The main-level owner’s suite is oversized and serene, featuring a lovely bath with double vanities, a spacious walk-in closet, and two additional smaller closets. Two secondary large bedrooms, a laundry room, full bath, and a half bath complete the main floor. The finished walkout basement adds incredible versatility, offering an additional bedroom, full bath, den or movie room, workroom, and generous storage space. The sellers have invested $40K in exterior upgrades, enhancing both curb appeal and outdoor living. A large two-car garage with high ceilings provides room for additional storage, while a private deck connects the garage to the kitchen for easy outdoor dining. The expansive covered back deck features a secret wet bar and overlooks a large, wooded, and private backyard. The neighborhood has a lovely lake and playground. Conveniently located just minutes from parks, trails and recreation—including Stone Mountain Park—plus shopping, dining, top-rated schools, and quick access to I-285 and I-20.
Source: FMLS #7667053
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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