1758 Mendel Rivers Rd Saint Stephen, SC 29479
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About this home
Welcome to 1758 Mendel Rivers Road! Tucked away on over an acre of serene countryside, this charming brick ranch captures the true essence of Southern country living -- where mornings begin with birdsong, afternoons are spent in the garden, and evenings end under a canopy of stars. surrounded by nature, open green space, and framed by mature fruit trees, this home offers a private, park-like setting that invites you to slow down, unwind, and savor the quiet beauty of country life. Imagine picking fruit in your own backyard, gathering around the fire pit with family, or enjoying quiet moments on the porch while the sun sets over your land. Step inside to discover nearly 1,800 square feet of refreshed living space featuring new paint throughout and tasteful updates that make this home feelboth warm and modern. The kitchen has been thoughtfully improved with fresh finishes, offering the perfect balance of style and functionality for home-cooked meals and family gatherings. A cozy pine-paneled room adds a touch of rustic character, ideal for a reading nook, home office, or den. With three spacious bedrooms and two full baths, there's plenty of room for family, guests, or entertaining. Recent upgrades include a freshly painted exterior, brand-new HVAC system, ductwork, and appliances, ensuring comfort and peace of mind for years to come. The fully fenced backyard offers endless possibilities: plant a garden, host summer barbecues, or simply enjoy the open space with loved ones and pets. Combining timeless charm with thoughtful updates, this property is more than a home; it's a serene country retreat just waiting for its next chapter. Come experience the peace and beauty of 1758 Mendel Rivers Road for yourself.
Source: CTAR #25024367
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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