17584 N 96th Way Scottsdale, AZ 85255
Your savings
About this home
This beautifully updated home in the prestigious, guard-gated community of Windgate Ranch is perfectly positioned on a premium corner lot, this property offers exceptional privacy, bordering open NAOS space and backing to a serene desert preserve with view fencing and stunning mountain and sunset views. As you approach, you'll be welcomed by a private gated courtyard with a tranquil fountain, thoughtfully transformed into a unique outdoor living space. Enjoy movie nights under the stars with a custom outdoor movie screen shade or challenge friends to a life-sized game on the built-in chessboard. A detached, climate-controlled structure within the courtyard currently serves as a private gym but is ideal for a variety of uses. The custom steel and glass front door opens to a thoughtfully designed interior featuring both formal and informal living spaces, a dedicated office with custom built-in bookshelves, and an upstairs loft. A built-in dry bar with Sub-Zero Wolf appliances, including a coffee maker, two beverage fridges, along with custom shelving and cabinetry, adds both function and elegance. The chef's kitchen is a true showstopper with high-end appliances including a WOLF speed oven and wall oven, 48" Sub-Zero French door refrigerator, Asko dishwasher, and induction cooktop (pre-wired for gas). A massive center island and walk-in butler's pantry complete this dream kitchen. Retreat to the backyard oasis, perfect for entertaining, with a sparkling pool and spa, cozy gas fire pit, a louvered pergola adorned with café lights, and a built-in outdoor kitchen with BBQ. This yard offers a relaxing setting to unwind and take in the stunning Arizona sunsets, with soft lighting enhancing the evening ambiance. Additional thoughtful upgrades include two electric car chargers, a sleek built-in storage garage cabinet system, and smart home features such as Nest thermostats and a Nest doorbell. Floodlights have been added to the service side and rear of the home for extra visibility, while permanent holiday lighting installed along all eaves creates a beautiful, ambient glow year-round. Inside, you'll find elegant wood plantation shutters on the windows and newly replaced carpet throughout the upstairs level, completing this home's blend of luxury, comfort, and convenience, in one of Scottsdale's most sought-after communities, just minutes from top-rated schools, hiking trails, and upscale shopping and dining. As a resident of Windgate Ranch, you'll enjoy a resort-style lifestyle with access to nearly six acres of lush green space, scenic walking trails, and nearby hiking paths. The community offers multiple playgrounds, picnic ramadas, tennis, pickleball, and basketball courts, sand volleyball, and three pools and spas with poolside cabanas. There's also an open-air living room perfect for gatherings. Indoor amenities include a Member's Clubhouse with a full kitchen, bar, and spacious back patio, a fully equipped fitness center, as well as the Windgate Room equipped with tables, chairs, a microwave, and refrigerator, ideal for hosting private events.
Source: ARMLS #6923218
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.