176 Malbone St SW Cartersville, GA 30120
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About this home
Experience one of the only eight homes with a basement in The Stiles community. Comfort, style, and convenience in this beautifully split foyer home with 3-bedrooms, 2 bath home located in the highly sought-after The Stiles neighborhood of Cartersville, GA. All main living spaces conveniently located on the main level, offering spacious open floor plans. The home features durable LVP flooring and plush carpeting throughout, with a cozy fireplace and crown molding enhancing the inviting family room and serene mountain views and fresh landscaping. The living area flows seamlessly into the dining space and kitchen with a large center island, perfect for everyday living and entertaining. Step outside to a professionally installed retaining wall- a covered canopy with a separate island for grilling and a lovely garden for relaxing evenings outdoors. The master bedroom offers a comfortable retreat with a tray ceiling, walk-in closet, en-suite bathroom featuring upgraded lighting, a garden tub, a separate shower, and dual vanities. Two additional bedrooms with walk-in closets and a full bathroom complete the main level, along with a convenient upstairs laundry area. Downstairs, you'll find an unfinished basement that is stubbed for a full bathroom and ready for your custom finishing-ideal for additional bedrooms, a recreation room, or storage. Additional highlights include an oversized storage area, two car garage and ADT security system. The community offers a swimming pool and playground- with plans for an additional playground, swimming pool and clubhouse. Conveniently located just 10-15 minutes from downtown Cartersville and I-75, this exceptional home combines modern finishes, generous space, and a welcoming community atmosphere-ideal for today's lifestyle. Turn Key Ready!
Source: GAMLS #10543536
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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