176 Springtide Dr Conway, SC 29527
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About this home
*** FOR INFORMATION ABOUT OUR PREFERRED LENDER AND THE INCENTIVES YOU MAY QUALIFY FOR, PLEASE ASK YOUR AGENT TO REVIEW THE AGENT COMMENTS FOR ADDITIONAL DETAILS. *** Here's your own slice of heaven with partial water view. This 2018 built 3 bed 2 bath with open concept in Windsor Farms has easy access and is minutes from downtown Conway! This cozy community will impress with super low fees and friendly atmosphere perfect for primary home, second home or even investment. The vaulted ceiling living room maximizes this open floor plan and lets in tons of natural light. The kitchen with attractive stainless steel appliances, neutral color scheme and pendant lighting flows into the spacious dining area. The master bedroom with vaulted ceiling, walk in closet and ceiling fan has a dedicated en-suite bathroom. Split away from the master is bedroom two and three which both share the second full bathroom. Outside is your spacious yard with pond views and patio. Windsor Farms is the best of both worlds as you get a truly peaceful rural setting but you are still minutes away from downtown Conway and under 45 minutes from all the beautiful beaches, attractions, dining, and entertainment that Myrtle Beach offers! Square footage is approximate and not guaranteed. Buyers responsible for verification.
Source: MYRTLEBEACH #2512643
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.