176 Westmoreland Meadows Dr Cleveland, GA 30528
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About this home
Stop Renting!! Beautifully renovated and move-in-ready home set on a spacious 0.61-acre lot just minutes from downtown Cleveland, Yonah Mountain, and the region’s noted wineries. The complete October 2025 renovation features all-new white cabinetry, quartz countertops, stainless steel kitchen LG appliances, including a brand new refrigerator, updated lighting, and luxury vinyl flooring throughout. The open-concept layout connects the kitchen, dining, and living areas beneath vaulted ceilings and large windows that fill the home with natural light. The living room features a fireplace and direct access to both front and rear decks overlooking the level yard—ideal for outdoor entertaining or future garden, shed, or carport additions. The split-bedroom plan features a private primary suite with dual closets and a fully renovated bath, as well as two additional bedrooms and a hall bath on the opposite side. Updated systems include new appliances and fixtures while maintaining a low-maintenance footprint with public water and private septic. Located roughly 2 mi to downtown Cleveland, 3 mi to Yonah Mountain trailheads, 5–8 mi to local vineyards, and 10 mi to Helen GA’s shopping and dining district. Quiet rural setting with no HOA restrictions and room to expand outdoor amenities. A fresh, turn-key home with modern updates and mountain-area accessibility. Nearby Amenity List: Yonah Mountain 3 mi, Downtown Cleveland 2 mi, Helen GA 10 mi, Serenity Cellars Winery 5 mi, CeNita Vineyards 7 mi, Ingles Market 2.5 mi. Zoned for sought-after White County schools, including Mossy Creek Elementary, White County Middle, and White County High. Come see! TITLE RETIRED AND SATISFACTORY ENGINEER REPORT IN HAND!
Source: FMLS #7666579
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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