1765 Elizabeth Ct SW Conyers, GA 30094
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About this home
SPECTACULAR home in Deer Run on 2+ ACRES on a low-traffic CUL-DE-SAC lot! Featuring 4 bedrooms, 2 baths with 2900 heated square feet plus a HUGE unfinished BASEMENT. Highlights of this home include NEW interior paint, NEW flooring, NEW plumbing, UPDATED kitchen with freshly painted cabinets, NEW hardware, high-end STAINLESS appliances, tile backsplash & WOOD accent ceiling, separate dining room, large family room with WOOD beams & stone fireplace, sunroom with vaulted ceiling with WOOD accent, spacious laundry room with wall cabinets & adjacent mud room space, NEW secondary bath with double vanity, tile floor, soaking tub & tiled shower, HUGE primary bedroom with sitting area, vaulted ceiling with lots of windows & natural light, NEW primary bath with double vanity, tile floor, soaking tub, CUSTOM tile shower with dual shower heads, rain head & body sprayers plus an oversized closet with secondary washer & dryer hookup. The exterior features a 2-car attached carport, 3-car detached garage, NEW roof & gutters, NEW deck that spans the length of the house with access from the sunroom & primary bedroom, NEW hardi-board siding & NEW exterior paint, 3-rail fence, fenced area for pets & private setting with the home located over 170 feet from the road. Centrally located to Conyers, Covington & McDonough. Contact your Realtor to schedule your private showing.
Source: GAMLS #10613828
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.