17677 Nectar Flume Dr Land O Lakes, FL 34638
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About this home
$5,000 credit toward buyer’s closing costs with accepted offer! Assumable FHA loan at only 5.25% with lender approval! Welcome to serene living in the heart of Land O' Lakes! Nestled in the vibrant, master-planned community of Angeline, this beautifully upgraded two-story townhome offers modern comfort, peaceful water views, and unmatched amenities designed for today’s lifestyle. Located within Angeline, this 6,200+ acre community features a community farm and is designed for both relaxation and active lifestyles. Featuring over 3,600 acres of green space, a future lagoon with clear, blue waters and beach-style recreation, up to 100 miles of walking, biking, and jogging trails, playgrounds, dog parks, and a future clubhouse and fitness center. The Wild Thyme Café & Market, located at the heart of the community, offers locally sourced, farm-fresh dining and is open to residents and the public. Angeline is also home to the highly anticipated H. Lee Moffitt Cancer Center and Research Institute, the Speros FL STEM magnet school, and other top-rated educational options. Conveniently located just minutes from the Suncoast Parkway for an easy commute. Enjoy quick access to Tampa International Airport in approximately 35 minutes, and Orlando’s attractions and airport in about 90 minutes. Shopping, dining, and entertainment are nearby in Land O’ Lakes, Lutz, and Wesley Chapel. If you're seeking serenity, modern features, and a thriving community, don’t miss your chance to own this beautifully maintained home in Angeline. Step inside this stunning home to discover a bright, open-concept layout on the main floor, where the kitchen, dining, and living areas flow effortlessly. Perfect for entertaining or relaxing at home. A covered and screened-in lanai out back invites you to unwind with tranquil views of water and the surrounding nature — a daily reminder of the serenity this home offers. Upstairs, enjoy a spacious primary suite with a spa-inspired en-suite bath, a large walk-in closet with custom built-ins, and two additional bedrooms, a versatile loft space, and a secondary bathroom featuring a rare oversized soaking tub— ideal for guests or a peaceful retreat of your own. This home is packed with thoughtful upgrades including a smart thermostat, washer and dryer, custom garage shelving, and a garage refrigerator—ideal for additional food storage or cold drinks on a sunny Florida day. A three-zone Ring security system with doorbell, two exterior cameras, and select window sensors offers added peace of mind. Whether you're seeking a peaceful retreat or an active community, this home delivers the best of both. Don’t miss your chance to own in one of the fastest-growing, amenity-rich communities in the Tampa Bay area. Schedule your private showing today — and come see the tranquil, breathtaking views for yourself!
Source: STELLAR #G5096734
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.