177 Kelly Cir Hubert, NC 28539
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About this home
If you're looking for the perfect blend of privacy, comfort, and convenience, your search ends here! This beautiful 3-bedroom, 2.5-bath townhome is tucked inside a gated community offering both peace of mind and resort-style amenities, including a sparkling community pool. Step inside to find a bright and open floor plan designed for both everyday living and entertaining. The spacious living area flows seamlessly into a well-appointed kitchen and dining space, creating the ideal setting for family dinners or friendly gatherings. The primary bedroom is conveniently located on the first floor, offering comfort and privacy, while two additional bedrooms upstairs provide plenty of space for family, guests, or a home office. Enjoy your morning coffee or unwind in the evenings on the private back patio, perfect for outdoor dining or simply soaking up the Carolina sunshine. A one-car garage provides convenience and extra storage. Located just minutes from Camp Lejeune, Marine Corps Air Station New River, local shopping, dining, and the beautiful North Carolina beaches, this home truly offers the best of coastal living and small-town charm. Don't miss your chance to call 177 Kelly Circle home — schedule your private tour today!
Source: NORTHCAROLINAREGIONAL #100537244
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.