1772 Weston Cir Camarillo, CA 93010
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About this home
This beautifully enhanced Camarillo corner lot home offers a rare blend of style, space, and functionality in a prime central location. Step into an updated kitchen featuring custom oak cabinetry, updated counters, and hardwood flooring throughout the house except the office. Enjoy dual-pane windows, central A/C and heat, retextured ceilings, newer water heater, water softener, raised panel doors throughout, rolling shelves along the walls in the garage, and ethernet cat6 has been ran to all rooms. The spacious living area boasts a dramatic rock fireplace and oak flooring in the kitchen and dining room.Exterior upgrades include steel entry doors, and the main driveway fits two cars in front of the garage, while the extended driveway leading into the enclosed RV parking offers space for one or two additional vehicles. The expansive 52' RV parking area accommodates virtually any rig. The private backyard is an entertainer's dream with a covered patio, hot tub (no warranty), two storage sheds with shelves, gardener has been paid through December, and a custom-built BBQ island complete with burners, grill, and cooler.Located near parks, schools, the Boys & Girls Club, library, and shopping -- this home checks every box. Don't miss your chance to own this Camarillo gem!
Source: CRMLS #V1-32954
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.