1775 Village Pkwy Gulf Breeze, FL 32563
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About this home
Welcome Home to Gulf Breeze Living with a Twist of Charm! Nestled in the heart of Tiger Point, close to shopping, restaurants, school and the beach, this 3-bedroom, 2-bath beauty with a versatile flex room isn't just a house--it's a whole vibe. Step inside, and you'll instantly picture weekend breakfasts in a kitchen made for foodies and family feasts alike. Think lots of counter space for your gourmet adventures (or just spreading out takeout). Plus, the shiny new appliances? Yep, they'll have you feeling like a pro chef even when all you're making is cereal. The split floor plan gives everyone their space, so no more arguments over who gets the quiet corner of the house. Whether it's movie nights in the cozy living area in front of a fire or winding down in your spacious primary suite decked out with a modern farmhouse shiplap wall, there's room to relax. Got hobbies? The flex room is ready to transform into whatever you dream up: home office, gym, craft cave, or maybe the ultimate gaming setup. And just wait until you see the backyard! The enclosed porch begs for morning coffee sipping, while the big ol' outbuilding is perfect for storage, tinkering, or turning into your secret hideout. It's got charm, space, and endless possibilities. Gulf Breeze living in Quayside Village never looked so good. Don't miss your chance to make it yours!
Source: EMERALDCOAST #987159
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.