17751 W Lilac St Goodyear, AZ 85338
Your savings
About this home
Welcome to this light-filled and spacious single-story home, built in 2020 by Richmond American. A paved driveway leads to a 3-car tandem garage with built-in cabinets and a welcoming front courtyard with desert landscaping. Featuring 3 bedrooms, 2 baths, and over 2,200 sq ft of well-designed living space, this property offers an open-concept interior, showcasing neutral tones and abundant natural light throughout. The kitchen is complete with white cabinetry, SS appliances, breakfast bar, generous storage, and a large pantry. Enjoy meals in the formal dining area or gather comfortably in the open living space, enhanced by surround sound and a 3-tier sliding glass door that connects seamlessly to the backyard. The split floor plan gives the primary suite added privacy with the...... ensuite offering a dual-sink vanity, soaking tub, separate shower, and a generous closet, all tucked behind a stylish barn door. Get ready for unforgettable outdoor living! The backyard is an entertainer's paradise with surround sound, a sparkling pool featuring water features and a slide, low-maintenance artificial turf, a firepit, a built-in BBQ under a shaded gazebo, and even an outdoor shower. This energy-efficient home is also equipped with solar and has many additional updates throughout, see the documents tab for more details!! Located in the desirable Canyon Trails community with access to trails, pool, fitness center, clubhouse, basketball court, parks, and more. Quick freeway access to the I-10 and Loop 303, plus nearby shopping, dining, and entertainment, making it easy to enjoy Arizona living!
Source: ARMLS #6897761
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.