1778 Brockington Ave Charleston, SC 29407
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About this home
Complete cosmetic renovation on this great West Ashley all brick constructed home. Every room has been included in this renovation project. There are 3 bedrooms and 2 full bathrooms, a family room, spacious eat-in kitchen with a breakfast bar, stainless appliances including a refrigerator, range/oven, dishwasher, and built-in microwave. The kitchen has granite countertops and lots of natural light. It is also semi-open to the family room creating great flow. Adjacent to the kitchen is a mudroom/laundry room with a pantry for the kitchen and access to the backyard making grilling outside convenient to dining in the home. The primary bedroom is privately tucked on the right facing side of the home complete with its own private 3 pc. bathroom, a large closet, ceiling fan,and beautiful shiplap ceiling installation. On the other side of the home are two additional bedrooms that share a large hall bathroom. Some noteworthy features of the home include a wood burning fireplace in the family room, smooth ceilings throughout, fresh interior and exterior paint, new fixtures throughout, new luxury vinyl plank flooring and ceramic tile floors throughout, ample off-street parking, fresh landscaping, and a spacious front porch ideal for outdoor dining or relaxing. There is no HOA to worry about, and the location is prime at only 15 minutes to downtown Charleston, 5 minutes to I-526, 15 minutes to the Charleston International Airport, and nearby shopping grocery, gas stations, restaurants, service providers, retail and more! It is a must see to fully appreciate.
Source: CTAR #25022654
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.