178 Tun Tavern Dr Cameron, NC 28326
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About this home
**Back on the market and priced below market value — hello, possible instant equity!**Welcome home to this charming gem tucked away on a quiet cul-de-sac, where comfort meets convenience. You’ll love being just 8 minutes from Walmart AND Starbucks (because let’s be honest, that’s the real dream).Step inside and you’ll find a formal dining room with a beautiful coffered ceiling, a half bath for guests, and an open-concept kitchen that flows into the breakfast area and cozy living room—complete with a fireplace that’s perfect for movie nights or lazy mornings.Upstairs, the spacious primary suite features a vaulted ceiling and a walk-in closet big enough for your “just in case” clothes. Three additional bedrooms and a full bath give everyone their own space, and the upstairs laundry makes life a little easier (no more hauling baskets up and down stairs!).Outside, kick back on the screened-in patio or the recently expanded deck—ideal for morning coffee, evening cookouts, or s’mores by the fire pit (which can stay!). The neighborhood has it all: a community pool, playground, clubhouse, and gym.Preferred lender: Mutual Mortgage – Joe Spell (910) 964-1348, offering ZERO loan fees on VA loans!This one’s ready for you—schedule your private showing today and make it yours!No previous inspections were done. Buyer's reason for terminating? Buyer had "unfortunate obstacles arise and will not be able to move forward."
Source: TRIANGLEMLS #LP741222
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.