17807 SW Archer Rd Archer, FL 32618
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About this home
ABSOLUTELY STUNNING PROPERTY and BEAUTIFUL POOL HOME NICELY SITUATED ON TEN ACRES! Only minutes from Gainesville, this charming 4 bedroom, 3 bath home is nestled on its own piece of paradise and boasting 3,000 (+/-) square feet of living space and nearly 5,000 total square feet under roof with so much to more to give. Perfect split floor plan provides privacy and flow making it ideal for everyday living and entertaining. The flowing gets even better when you step through the double sliding oversized glass doors and on the other side is a custom outdoor kitchen sporting a large eat-in bar, grill with stainless steel hood, refrigerator, sink, lots of cabinets and storage, counter space, ceiling fans, recessed lighting and gorgeous wood ceilings waiting for you to enjoy year round. That's just the outdoor kitchen which opens up to the impressive screened in pool enclosure and inviting swimming pool that overlooks a magnificent landscape and pasture land. The interior of this winsome home is equally generous from the wood like tile floors to the attractive crown molding. The kitchen is appointed with matching Whirlpool Fingerprint Resistant Stainless Steel Appliances all replaced in 2021 and the stove is a gas range! You will love the oversized primary bedroom with an additional bonus space that is perfect for an exercise room, sitting area, office, nursery or whatever your imagination desires. It's a large space! The home continues to give with a formal dining area, large living room, generous sized bedrooms. a massive Florida room with large glass windows overlooking the backyard and pool as well as a perfect view of a monstrous workshop (over 3,000 square feet) with 4 roll up bay doors. There are four paddocks with water plumbed to each, fencing and a RV power hook-up along with RV Septic for just another super extra. An ideal place to have your own farm, your own animals and even grow your own food. There are too many upgrades to this home to list but it is necessary to mention some of the newness! New 5 ton AC unit (2024) New 2 Stage Pool Pump (2024) New Water Softener (2021) New Pool Liner (2024) Metal Roof (2018) New 24 KW GENERAC Whole House Generator (2022) which is regularly serviced and always ready to go! When everyone else doesn't have power.....you do! A great feature is the ability to sit and unwind on the front screened in porch that provides a little extra peace and serenity after one of "those" days! Conveniently located close to shopping, hospitals, restaurants and schools. The bus stop is even at the end of your driveway. Home comes with a Termite Bond and the TD Propane Gas Tank is owned and not leased. This is your chance to have acreage, square footage, a stellar mini farm and so much more. It's not just a home....It's an affordable lifestyle!
Source: STELLAR #OM711623
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.