1781 Juneberry St Clermont, FL 34715
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About this home
Assumable FHA LOAN with a 4.75% interest rate. ASK YOUR AGENT HOW YOU CAN TAKE ON THIS LOW INTEREST RATE! Welcome to this beautifully maintained 3-bedroom, 2-bathroom, newly built in 2023, home in Arborwood community of Clermont! The Aria floor plan by DR Horton offers a perfect blend of style, comfort, and convenience, this property sits on an elevated lot with a fully fenced backyard and no immediate right side neighbors for added privacy. Step inside to find an open-concept layout with a bright and airy feel. The gourmet kitchen is a showstopper, featuring granite countertops, a stone-accented island with breakfast bar seating, stainless steel appliances, a stylish backsplash, and plenty of cabinet space. The kitchen flows seamlessly into the dining and living areas, making it perfect for entertaining. Enjoy Florida living at its finest in the screened lanai or on the extended paver patio—ideal for grilling, relaxing, or hosting friends. The spacious backyard is enclosed with decorative fencing and surrounded by lush landscaping. Home includes: Granite Counters, 18" ceramic tile, 36" cabinets & LED Lighting. Control your home with our "Home Is Connected" Smart Home package featuring: porch light switch, front door lock, thermostat, doorbell camera, touch screen control hub, Deako Smart switches. You will Save Money with this all block constructed, energy efficient new home complete with 15 Seer AC, dual pane low-E windows. Schedule a private showing today!
Source: STELLAR #O6335918
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.