17876 Woodland Ct Punta Gorda, FL 33982
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About this home
Welcome home to 17876 Woodland Court, a beautifully designed 4-bedroom, 3-bath residence in the award-winning, solar-powered community of Babcock Ranch. Built in 2022, this single-story home blends thoughtful layout with modern efficiency, offering a bright and open interior that feels both stylish and practical. The kitchen takes center stage with a large island, gas cooktop, and generous counter space—perfect for casual meals or hosting friends. Durable tile flooring flows throughout the main living areas while plush carpet adds comfort in each bedroom. The great room opens to a screened lanai overlooking a tranquil lake with northeast exposure, ideal for enjoying morning sun and peaceful water views. The lot provides room to design your own outdoor retreat or future pool addition. A split-bedroom layout ensures privacy for guests, while the primary suite offers a spacious walk-in closet and a relaxing bath with double vanities and a step-in shower. Located in Trails Edge, residents enjoy access to resort-style amenities—community pool, clubhouse, fitness center, dog park, playgrounds, and miles of nature trails. Babcock Ranch’s solar infrastructure, fiber connectivity, and walkable town center make this a truly forward-thinking place to call home. Whether you’re entertaining, relaxing lakeside, or exploring the trails, this home delivers the balance of comfort, innovation, and community you’ll love every day.
Source: FORTMYERS #225070705
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.