1790 SW 247th St Newberry, FL 32669
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About this home
From its picture-perfect curb appeal to its unbeatable location in one of Newberry’s most south-after neighborhoods, This Impeccable Modern 2 Bed 2 Bath home is the perfect setting for those who value beauty, convenience and a connected lifestyle with shopping, dining, 24hr gym, meat market, community pool, front yard maintenance and everyday essentials all nearby. As soon as you step out of your car, you know this home has been well taken care of and lots of love put in it. This Open Floor Plan lives large and offers lots of natural light. Luxury vinyl flooring runs throughout, combining durability with timeless style, Quartz Countertops in Kitchen, stainless steel appliances, tiled backsplash, a large pantry. The Large Primary Suite is tucked away in the back for added privacy and comfort and boasts a large primary bath that includes large walk-in closet, large tile shower, rainfall shower head and double vanity with granite top. Bedroom 2 is large with its own adjoining bath, tub/shower with upgraded Tile surround and glass shower door. The Outdoor screened patio is tiled and is perfect for enjoying morning coffee or an evening breeze. ~ privacy fencing provides even more space to unwind or entertain, allowing you to enjoy the beautiful Florida weather year-round. Gas tankless hot water heater, Irrigation, tiled front & rear porch. Current owner used the garage as their art studio and the floor is an upgraded epoxy that is stunning, so use the garage as an office, mancave, she shed or a garage, it’s up to you. This custom home has lots of bells & whistles and if you find a cleaner home, I will owe you lunch. Enjoy the ambience of a small town yet close to all you need, great location with downtown Newberry, grocery, pharmacy, stores, premier sports facilities and restaurants within 2 miles. Preschool, elementary, middle and high school are all within 1 mile. Enjoy the outdoors and relax at one of the many springs and state parks within 15-20 miles. Give us a call to schedule a showing and don’t miss the opportunity to make this gem in the Countryway Townsquare your own.
Source: STELLAR #GC533573
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.